Portugal Visa & Residency Complete Guide 2026

Portugal has become one of Europe's most popular destinations for expats, digital nomads, and retirees thanks to its warm climate, affordable living costs, and favorable tax regimes.

Main Visa Types

D7 Visa (Passive Income / Digital Nomad)

For those with stable income from outside Portugal — pensions, dividends, rental income, or freelance work.

• Minimum income: approx. €1,020/month (Portugal's minimum wage equivalent)
• Validity: 2 years initially, renewable for 3 years
• Apply at: Portuguese consulate in your country

D2 Visa (Freelancer / Entrepreneur)

For those who want to run an independent business or work as a freelancer in Portugal. A business plan is required.

D3 Visa (Highly Qualified / EU Blue Card)

For highly skilled professionals with a job offer from a Portuguese or EU employer. Requires salary at least 1.5x the EU average.

Golden Visa (ARI)

The real estate investment route was closed in 2023, but the following remain open:

• Fund investment: €500,000+
• Job creation: 10+ employees
• Cultural heritage donation: €250,000+

IFICI Tax Regime (formerly NHR)

In 2024, the NHR (Non-Habitual Resident) regime was replaced by IFICI (Incentivo Fiscal à Investigação Científica e Inovação).

• Limited to qualifying professions (IT, science/tech, entrepreneurs, etc.)
• 20% flat tax: on Portuguese-sourced income (vs. standard up to 48%)
• Foreign-sourced income often exempt from Portuguese tax
• Duration: 10 years

Cost Overview

Key Checklist Before You Move

1. Register with AIMA (formerly SEF): Apply for a residence permit within 4 months of arrival
2. Get a NIF: Portuguese tax number — required for bank accounts, leases, and almost everything else
3. Social security: Freelancers must register with Caixa Geral de Aposentações

Portugal offers an accessible entry point to EU residency with relatively low bureaucracy compared to other European countries. Use MoveWorth to simulate your financial position before making the move.